Getting a great rate and the lowest fees on loans and mortgages often requires a FICO credit score of 700+. Walecia (sweet name) posted a tip to help boost your credit score if it’s below 660.
Pay down the cards that are maxed or almost-maxed first. Naturally, lenders are weary when they see credit cards that are maxed or close to being maxed. You get a black mark on your record if you have a balance on your card that’s over 50 percent. For some supplemental reading, check out Flexo’s Raise Your FICO Credit Score.